Privacy Policy
About Us
a. In this Privacy Policy, "we," "APP," and "our" refer to the operator of the application "KCASH."
b. We collect, use, share, and protect personal information to provide, understand, improve, and develop our services.
c. We strive to explain through this Privacy Policy why, how, and when we collect, use, share, and store personal information.
d.We are committed to using secure data transfer protocol to encrypt data and ensure the security of information. Please feel free to use. If you do not agree, we will not perform this operation, and the application will not be able to provide normal service for you and exit Application.
1. Loan Application Information
Our application collects information required to process loan applications for our lending partners. We use this information to evaluate and manage loan accounts, prevent fraud, comply with regulations, and may send marketing communications. Your contact information may be used to contact you regarding your experience using our application, products, and services.
2. Information Provided by Users
We collect information provided by users, such as name, email address, and educational background. If legally allowed, we may use your email address to send you marketing communications about our products and services, including loan offers provided by our lending partners. You can opt out at any time using the options provided in our marketing emails.
3. Collected Permissions:
After successful registration, we will collect and upload the following information and store it on a secure server. If there is a malfunction or failure during data collection and upload, the data will be retrieved and transmitted when the connection is successful. Details:
3.1. Call Logs
If you authorize us to access call logs, we will obtain voice call records to assess credit risk and prevent fraud. Your call logs will only be downloaded and transmitted through a secure network environment with your explicit consent (data stored at: https://kcc.ghanakcashcash.com/). We will never share this data with third parties.
3.2. SMS
KCASH collects and monitors your SMS information so as to enrich your financial profile and assist us in performing a credit risk assessment to identify your risk profile and providing you with the proper credit analysis and ensure that users meet their credit needs. In addition, this helps us to make sure that your loan application is safe and it is you that get the loan amount. Therefore, before you submit your application, we need your authorization to collect "SMS" Information, and upload them to "https://kcc.ghanakcashcash.com/".
3.3. Storage
To facilitate the loan application process, we require you to authorize access to your device storage. This authorization will securely upload required photos and/or documents to complete the loan application form via HTTPS protocol (data stored at:https://kcc.ghanakcashcash.com/ ). This will ensure the confidentiality of your data. We will never share this data with third parties. Your safety and information protection is our top priority.
3.4. Applications List
We collect and encrypt information about installed applications to facilitate your loan application. All data will be securely uploaded and encrypted via HTTPS (stored at: https://kcc.ghanakcashcash.com/). We will never share this data with third parties. Your privacy is of the utmost importance to us.
3.5. Mobile Phone
We collect information about your device to identify and prevent fraudulent behavior. This includes name, model, region, language, hardware and software identifiers, and usage habits. In addition, we assess your installed applications to better understand your financial situation. All data is encrypted and securely stored. Your safety and privacy are extremely important to us (data stored at:https://kcc.ghanakcashcash.com/ ).
3.6. Location
We collect and monitor device location information to assess and rate risks. This location data will be uploaded to our secure server (stored at: https://kcc.ghanakcashcash.com/), where it will be protected and kept confidential. Your safety and data privacy are extremely important to us.
3.7. Camera
We use your camera for ID card recognition, facial recognition, and to verify user identities. This improves the security and accuracy of identity verification.
4. Survey Information
Upon receiving a loan application, we may request you participate in a survey. Your participation is voluntary. The information you provide in survey responses will be used to improve our products and services. Your feedback is critical to helping us serve you better.
5. Collecting Children's Information
We do not knowingly collect information on children. Although it is possible for a minor to misrepresent themselves as an adult when applying for a loan, we cannot always detect it. Our priority is protecting user data privacy and complying with current regulations.
6. Security
All information collected is encrypted during transmission and securely stored. Although we take measures to protect your data, no security system is completely impenetrable. We cannot guarantee absolute database security or unintercepted transmission over the internet. However, we make every effort to ensure the protection of your information.
7. Limitation of Liability
We assume no liability for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from the use of the application or any transaction with third parties. Further, we are not responsible for delays or failure to perform due to reasons beyond our reasonable control.
8. Contact Us
If you have any questions regarding our privacy policy or any other privacy-related issues, please feel free to contact us anytime at kcash_customerhelp@gmail.com. We will be happy to assist.